Mortgage and Auto Inquiries Pulled w/in 30 days are suppose to count as one as far as scoring goes, correct?

What if you think inquiries for mortgage and auto loans are not being calculated as one and your score is lowered because of it? How do you dispute this?Mortgage and Auto Inquiries Pulled w/in 30 days are suppose to count as one as far as scoring goes, correct?
it's 14days....and you can dispute the inquiries not the score.





equifax does online disputes for inquiries..


transunion and experian only takes mail disputes for inquiriesMortgage and Auto Inquiries Pulled w/in 30 days are suppose to count as one as far as scoring goes, correct?
That is not the reason for a lower score, it only contributes to it.





It sounds like two different items, as I never heard of a combined credit check for both an auto and mortgage loan.





Anyway, you can't dispute what really did happen.
How can you dispute it if its true? The bundling is really a courtesy. As far as I know it's 14 days, but I've heard 30 too. Inquiries are only 10% of your score so it really shouldnt make too much of a difference.
Auto finance is what I do for a living and it's 14-days not 30.
You can not dispute scores. The only thing you can dispute is your credit report. If your report is accurate then there is nothing to dispute.





The scoring systems do count multiple inquires for Mortgage and Auto Inquiries. However, your score is based on several factors. So it could have been lowered for other reasons, but since the scoring systems are extremely complicated and proprietary you will not know the exact effect they had. The closet you will come to is when you get your score it should include reasons why it was scored as it was. This will be both Negative and Positive reasons.





The link below is from the company that does the FICO score and can give you some information on how scores are calculated.