Where could I find terms and conditions (eg, disclosures, forbearance) for a sub-prime mortgage?

Ideally, I would be interested in finding a blank copy of a typical sub-prime mortgage agreement.Where could I find terms and conditions (eg, disclosures, forbearance) for a sub-prime mortgage?
The loan documents for a subprime loan are no different from those of a prime loan. All the same regulations apply regarding disclosures, collections, forbearance, etc. The only differences between a ';subprime loan'; and a ';prime loan'; is in the quality of the borrower's creditworthiness and the interest rate (higher to compensate the lender for taking a greater risk).





Regarding default (collections, forbearance, etc.), a borrower that doesn't pay is a borrower that doesn't pay. If a borrower doesn't make his payment on a ';prime'; loan, he will be taken to task just as a borrower who doesn't make his payment on a ';subprime'; loan. There's no such thing as ';subprime loan servicing'; vs. ';prime loan servicing.'; There is just ';loan servicing.'; There is no need to distinguish prime and sub-prime borrowers after the loan is closed and servicing begins.





Contrary to popular belief, there are no loan products that are ';subprime'; in and of themselves. Many subprime loans were Adjustable Rate Mortgages (ARMs) or Fixed-Adjustables (fixed rate for a few years and then the Interest Rate adjusts according to a schedule). ARM loans of all sorts also exist in the Prime market. There is nothing ';subprime'; about ARM loans.





Hope this helps! Good luck!