Any Mortgage banks you could suggest for lower interest rates?

- I am a first time home buyer .


- excellent fico score ( 820+)


- 20-25% down payment


- home price is around $220K


- loan amount is around $165K





Any banks you could suggest who could give me lower interest rates around 4 to 4.2% with zero points ?Any Mortgage banks you could suggest for lower interest rates?
Wells FargoAny Mortgage banks you could suggest for lower interest rates?
If you have mortgage brokers in your area shop your mortgage through them. Many brokers are paid by the financial companies at no cost to yourself (Canada) The broker can shop your mortgage out to many lenders to get the best rate for you.Much easier than looking for your self.
not going to happen. You want your cake and eat it too. There is no money in this for any mortgage professional. We either earn our living off origination or rates. You cannot ask any one to work for free unless you do. So do you work for free?
please please don't allow your credit to be pull a lot first of all it will hurt you for 7 yrs. U can go on line and find mortgage evaluation.





Try an Credit Union, but please watch running your credit.
Looks like the best is about 4.9% with no points. Anything lower is going to cost you points.