Will not paying this months mortgage delay my refinance?

We were supposed to close on our refinace Sept 10th, so I did not pay Sept mortgage, now the payment is late and the loan doc's won't be ready til Thursday. Is this gonna be a problem ?Will not paying this months mortgage delay my refinance?
You have 30 days to make your September payment before it reports as a ';late'; on your credit report, while it is not advisable for you to NOT make your Septembers payment, your refinance loan won't be in jeopardy until it is actually 30 days past due (due date being the 1st of the month). September's payment will be paid either by you making the mortgage payment now, or it being paid off through the refinance. I don't know your exact loan situation, so I would recommend you pay it now... your mortgage broker can just update the payoff demand (piece of paper which says how much they are owed on any particular date) from your existing lender if you decide to make September's payment before the refinance loan funds.Will not paying this months mortgage delay my refinance?
Consult with your loan officer he or she can tell you within a ssecond if it will or will not impact your loan. Were you told not to pay the Sept payment? If they are expecting you would have paid it on time, the 1st, then yes the figures will have to be changed to reflect the additional payment information.
Of course it is going to be a problem. Send the payment in right away!.
Yes!! Pay it right away! It had to be paid, there was no free month in between! I hope this does not end your plans, but it seriously might disqualify you.
It's going to mess up your closing as the payoff amount from your current lender will be wrong now that you have missed a payment. On top of that, now that you're late on a mortgage payment you COULD possibly lose out on the refi.





Whatever possessed you to not make the Sept payment??
Ugh. Are you refinancing through the same company? It might not be a big deal. But if you are changing companies, this could be a problem.





Call your lender in the AM and find out how to electronically transfer your payment ASAP.
if they see that you're late then they can deny your mortgage.